:root{
  --navy:#0c2233; --navy-2:#12324a; --teal:#1d6f6c; --teal-2:#5fb3ad; --gold:#c9a24a;
  --ink:#17242e; --muted:#53636e; --line:#dfe6e8; --bg:#ffffff; --bg-2:#f4f7f6;
  --radius:14px; --max:1120px;
  --serif:"Source Serif 4", Georgia, "Times New Roman", serif;
  --sans:"Inter", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--bg);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img,svg{display:block;max-width:100%}
a{color:var(--teal)}
a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:4px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:8px;background:#fff;color:var(--navy);padding:8px 14px;border-radius:8px;z-index:100}
.skip:focus{left:12px}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.2;margin:0 0 .5em;font-weight:600;letter-spacing:-.01em}
h2{font-size:clamp(1.75rem,3.2vw,2.35rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
.eyebrow{font-family:var(--sans);font-size:.78rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--teal);margin:0 0 .8em}
.lead{font-size:1.12rem;color:var(--muted);max-width:60ch}
.ph{background:#fff4d6;color:#7a5a00;border:1px dashed #d9b45a;border-radius:5px;padding:0 .3em;font-weight:600;box-decoration-break:clone;-webkit-box-decoration-break:clone}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--navy)}
.brand svg{width:36px;height:36px;flex:none}
.brand-name{font-family:var(--serif);font-weight:600;font-size:1.12rem;line-height:1.1}
.brand-name small{display:block;font-family:var(--sans);font-size:.66rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}
.nav ul{display:flex;gap:26px;list-style:none;margin:0;padding:0}
.nav ul a{color:var(--ink);text-decoration:none;font-size:.94rem;font-weight:500}
.nav ul a:hover{color:var(--teal)}
.btn{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:.96rem;text-decoration:none;border-radius:10px;padding:12px 20px;border:1.5px solid transparent;cursor:pointer;font-family:var(--sans)}
.btn-primary{background:var(--teal);color:#fff}
.btn-primary:hover{background:#155855;color:#fff}
.btn-ghost{border-color:rgba(255,255,255,.4);color:#fff}
.btn-ghost:hover{border-color:#fff;color:#fff}
.btn-sm{padding:9px 16px;font-size:.9rem}
@media (max-width:860px){.nav ul{display:none}}

/* hero */
.hero{position:relative;background:var(--navy);color:#dbe6ea;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(900px 420px at 85% -10%,rgba(95,179,173,.22),transparent 60%),radial-gradient(700px 380px at -10% 110%,rgba(201,162,74,.10),transparent 60%)}
.hero .wrap{position:relative;padding-top:104px;padding-bottom:148px}
.hero h1{color:#fff;font-size:clamp(2.3rem,5.4vw,3.9rem);max-width:17ch;margin-bottom:.4em}
.hero .eyebrow{color:var(--teal-2)}
.hero .lead{color:#b9cbd2;font-size:1.18rem;max-width:58ch}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.hero-meta{display:flex;flex-wrap:wrap;gap:10px 26px;margin-top:42px;font-size:.9rem;color:#9fb6bf}
.hero-meta span{display:inline-flex;align-items:center;gap:8px}
.hero-meta svg{width:16px;height:16px;color:var(--gold)}
.waves{position:absolute;left:0;right:0;bottom:-1px;width:100%;height:90px}

/* sections */
section{padding:92px 0}
.section-alt{background:var(--bg-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-head{max-width:720px;margin-bottom:44px}
.grid{display:grid;gap:22px}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
@media (max-width:900px){.g3{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.g3,.g2{grid-template-columns:1fr}section{padding:68px 0}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 26px}
.card p{color:var(--muted);margin:0;font-size:.98rem}
.icon{width:44px;height:44px;border-radius:11px;background:#e7f2f1;color:var(--teal);display:grid;place-items:center;margin-bottom:18px}
.icon svg{width:22px;height:22px}

.risk{border-left:3px solid var(--gold);padding:4px 0 4px 20px}
.risk h3{font-size:1.1rem;margin-bottom:.35em}
.risk p{color:var(--muted);margin:0;font-size:.98rem}

/* steps */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s}
.steps li{position:relative;padding-top:58px}
.steps li::before{counter-increment:s;content:counter(s,decimal-leading-zero);position:absolute;top:0;left:0;font-family:var(--serif);font-size:1.5rem;font-weight:600;color:var(--teal);width:44px;height:44px;border:1.5px solid var(--teal-2);border-radius:50%;display:grid;place-items:center;font-size:1rem}
.steps h3{font-size:1.1rem}
.steps p{color:var(--muted);font-size:.97rem;margin:0}
@media (max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}

/* frameworks */
.fw{display:flex;gap:18px;align-items:flex-start}
.fw .tag{flex:none;font-size:.72rem;font-weight:700;letter-spacing:.08em;color:var(--navy);background:#f3e9cf;border-radius:6px;padding:5px 9px;margin-top:3px}
.note{margin-top:28px;font-size:.92rem;color:var(--muted);background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px 18px}

/* about */
.about{display:grid;grid-template-columns:1.25fr 1fr;gap:56px;align-items:start}
@media (max-width:860px){.about{grid-template-columns:1fr;gap:32px}}
.facts{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}
.facts li{display:flex;justify-content:space-between;gap:16px;padding:14px 0;border-bottom:1px solid var(--line);font-size:.96rem}
.facts li span:first-child{color:var(--muted)}
.facts li span:last-child{font-weight:600;color:var(--navy);text-align:right}
.not-list{list-style:none;margin:18px 0 0;padding:0}
.not-list li{position:relative;padding-left:28px;margin-bottom:10px;color:var(--muted);font-size:.98rem}
.not-list li::before{content:"";position:absolute;left:0;top:.55em;width:14px;height:2px;background:var(--gold)}

/* contact */
.contact{background:var(--navy);color:#cfdde2}
.contact h2{color:#fff}
.contact .lead{color:#b9cbd2}
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:56px}
@media (max-width:860px){.contact-grid{grid-template-columns:1fr;gap:36px}}
.contact-list{list-style:none;padding:0;margin:28px 0 0}
.contact-list li{display:flex;gap:14px;align-items:center;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.contact-list svg{width:20px;height:20px;color:var(--teal-2);flex:none}
.contact-list a{color:#fff}
form.card{background:#fff;color:var(--ink)}
.field{margin-bottom:16px}
label{display:block;font-size:.88rem;font-weight:600;margin-bottom:6px;color:var(--navy)}
input,textarea,select{width:100%;font:inherit;font-size:.98rem;padding:11px 13px;border:1.5px solid #cdd8db;border-radius:9px;background:#fff;color:var(--ink)}
input:focus,textarea:focus,select:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(29,111,108,.18)}
textarea{min-height:120px;resize:vertical}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:520px){.row2{grid-template-columns:1fr}}
.form-note{font-size:.82rem;color:var(--muted);margin:12px 0 0}

/* footer */
.site-footer{background:#081824;color:#8ea4ad;font-size:.88rem;padding:40px 0}
.site-footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:18px;align-items:flex-start}
.site-footer a{color:#cfdde2}
.site-footer .disclaimer{flex-basis:100%;border-top:1px solid rgba(255,255,255,.08);padding-top:18px;font-size:.8rem;max-width:none}

/* privacy page */
.doc{max-width:760px;padding:72px 24px 96px;margin:0 auto}
.doc h1{font-size:clamp(2rem,4vw,2.6rem)}
.doc h2{font-size:1.35rem;margin-top:1.8em}
.doc p,.doc li{color:#33434d}
.about>*,.contact-grid>*{min-width:0}
@media (max-width:640px){.hero .wrap{padding-top:56px;padding-bottom:120px}.hero-meta{margin-top:32px}}

/* v2: compact services */
.svc{display:grid;grid-template-columns:repeat(3,1fr);gap:0 36px;border-top:1px solid var(--line)}
.svc div{padding:22px 0;border-bottom:1px solid var(--line)}
.svc h3{font-size:1.08rem;margin-bottom:.3em}
.svc p{margin:0;color:var(--muted);font-size:.96rem}
@media (max-width:900px){.svc{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.svc{grid-template-columns:1fr}}

/* pricing */
.price-group{font-family:var(--sans);font-size:.8rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin:0 0 14px}
.prices{display:grid;gap:18px;grid-template-columns:repeat(4,1fr);margin-bottom:36px}
.prices.p3{grid-template-columns:repeat(3,1fr)}
@media (max-width:1000px){.prices,.prices.p3{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.prices,.prices.p3{grid-template-columns:1fr}}
.pcard{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px 24px;display:flex;flex-direction:column}
.pcard.feat{border:2px solid var(--teal);box-shadow:0 10px 30px -18px rgba(12,34,51,.45)}
.badge{position:absolute;top:-12px;left:22px;background:var(--teal);color:#fff;font-size:.72rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:4px 10px;border-radius:999px}
.pcard h3{font-size:1.1rem;margin-bottom:.6em}
.amt{font-family:var(--serif);font-size:2.3rem;font-weight:600;color:var(--navy);line-height:1}
.amt small{font-family:var(--sans);font-size:.85rem;font-weight:500;color:var(--muted);margin-left:4px}
.unit{font-size:.84rem;color:var(--teal);font-weight:600;margin:8px 0 14px}
.pcard p{color:var(--muted);font-size:.93rem;margin:0}
.pcard ul{margin:12px 0 0;padding:0;list-style:none}
.pcard li{font-size:.9rem;color:var(--muted);padding-left:20px;position:relative;margin-bottom:6px}
.pcard li::before{content:"";position:absolute;left:2px;top:.5em;width:9px;height:5px;border-left:2px solid var(--teal);border-bottom:2px solid var(--teal);transform:rotate(-45deg)}
.quoted{display:flex;flex-wrap:wrap;align-items:center;gap:10px 28px;background:#fff;border:1px dashed #c4d2d5;border-radius:var(--radius);padding:18px 22px;font-size:.95rem}
.quoted strong{color:var(--navy)}
.quoted span{color:var(--muted)}
.price-foot{margin:22px 0 0;font-size:.88rem;color:var(--muted)}
.flat{display:inline-flex;align-items:center;gap:8px;background:#e7f2f1;color:var(--teal);font-weight:600;font-size:.9rem;border-radius:999px;padding:6px 14px}
.fw-row{display:grid;grid-template-columns:1fr 1fr;gap:22px}
@media (max-width:760px){.fw-row{grid-template-columns:1fr}}
@media (max-width:560px){.flat{border-radius:12px;align-items:flex-start}.flat svg{margin-top:4px;flex:none}}